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“I have
Medical Insurance, why do I need a Cancer Plan?” |
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When Cancer Strikes...
| Income decreases…
missed work for you and/or a spouse (will
you have the income replacement needed when a member of the family
goes through treatment?) |
Expenses increase…
travel & lodging to and from treatment,
medication, co-payments, long distance phone calls and treatment
not covered by health insurance, etc. |
Plan Pays
YOU!!
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Nearly everyone has Medical
Insurance (HMO, PPO, Group Major Medical, Individual Major
Medical) but, Medical Insurance only covers direct costs.... or
approximately 34% of Cancer costs.
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This Plan pays additional
money directly to you based on billed charges.
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You use the money
any way you want (pay for needed medical care, continue to
meet your day-to-day expenditures, continue to make mortgage
payments, pay for your home health care needs, pay for childcare
of housekeeping expenses). |
Plus, you get these unique features...
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Guaranteed renewable for life.
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Covers 30 other diseases, the
same as cancer, at no additional cost.
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Coverage is portable at the
same discounted rates.
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Section 125
Qualified—decreases out of pocket cost by 20% to 30%
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Included Coverage:
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Chemotherapy, Immunotherapy &
Radiation Therapy
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Experimental Treatment
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Hospital
confinement benefit |
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Surgical
benefit schedule
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Benefits for blood, plasma, &
platelet transfusions
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Skin cancer benefits
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Patient/Family transportation
and lodging
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Cancer Screening tests each
year
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Tutorial benefit
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Professional mental health
consultation
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Bone Marrow
Transplant/Peripheral Stem Cell Treatment
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Hospice Care Benefit |
30 Additional
Diseases
Addison’s Disease, Amyotrophic Lateral Sclerosis, Botulism, Cystic
Fibrosis, Diphtheria, Encephalitis, Histoplasmosis, Legionnaires'
Disease, Lupus Erythematosus, Lyme Disease, Malaria, Meningitis,
Muscular Dystrophy, Multiple Sclerosis, Myasthenia Gravis,
Osteomyelitis, Poliomyelitis, Q Fever, Rabies, Reye’s Syndrome,
Rheumatic Fever, Rocky Mountain Spotted Fever, Sickle Cell Anemia,
Tetanus, Toxic Shock Syndrome, Trichinosis, Tuberculosis, Tularemia,
Typhoid Fever, Undulant Fever
Optional Benefit Riders Available:
Intensive
Care/Coronary Care:
When a covered person is confined to an intensive care unit, the
policy will pay $300 or $600 (depending on the level chosen) per day up to 30 consecutive days.
Benefit will be paid beginning with the first day of confinement due
to an accident or injury and with the second day due to illness.
First
Occurrence Benefit:
Pays $2,500 upon initial diagnosis of an internal cancer. One time
benefit!
* This is a brief
description of policy benefits. Consult the Outline of Coverage for
full terms and conditions.
INDIVIDUAL RATES ALSO AVAILABLE!!! |
